Intermediary Products

Alliance and Leicester

• Have re-priced their exclusives and extended the rates to April. Rates decreased by 0.04%

BM Solutions:

• End dates extended to 31st March of the relevant year.
• NEW 2 year fixed and 1, 2 and 5 year trackers added to HMV, FTB and Remortgage BTL range.
• Maximum loan value amended to 500,000 on House to House range.
• 2 year tracker product withdrawn from House to House range.

Chelsea Building Society (Sesame):

• New Chelsea exclusive fixed rate at 5.29% until 28/02/2015 added for Sesame AR's only.

Cheltenham and Gloucester:

• 3 year fixed rate 6.89% at 85% LTV (purchases only) has been withdrawn.
• Completion end dates extended to 30/06/2010.
• End dates on products extended from Feb to March.
• Various 3 & 5 Year Fixed Rates have been decreased between 0.10% and 0.30%.
• Completion end dates on fixed rate products extended to 30/06/2010.
• End dates on products extended from Feb to March.

Clydesdale Bank:

• End dates extended until April.
• Arrangement fee on residential products reduced from £1,499 to £999.
• 2 year fixed rate at 75% LTV has been reduced by 0.30%.
• 5 year fixed rate at 75% LTV has been reduced by 0.20%.
• 2 year Offset rate at 75% LTV has been reduced by 0.20%.

First Direct:

• Tracker rates decreased by up to 0.2%, Fixed Rates decreased by up to 0.7%

Hinckley and Rugby Building Society:

• Are launching two new Buy to Let mortgage products. These are a BTL Basic Variable Rate mortgage (current rate payable 5.64%) and BTL 2 Year.
• Discount (current rate payable 4.39%). The maximum LTV for both of these products is 65%.

Lloyds TSB Scotland:

• Completion end dates on fixed rate products extended to 30/06/2010.
• End dates on products extended from Feb to March.
• 3 year fixed rate 6.89% at 85% LTV (purchases only) has been withdrawn.
• Completion end dates extended to 30/06/2010.
• End dates on products extended from Feb to March.
• Various 3 & 5 Year Fixed Rates have been decreased between 0.10% and 0.30%.

Lloyds TSB Scotland Spearhead BTL:

• Lloyds TSB Scotland Spearhead has re-launched their BTL range.
• The minimum income accepted for BTL applications has increased from £25,000 to £35,000.

Norwich & Peterborough:

• SVR increased by 0.5% to 5.35%

Natwest:

• Have introduced a Launch range of exclusives available to various networks

Newbury Building Society:

• New 3 year discounted product 75% LTV introduced with an initial rate of 2.99% for the Newbury Building Society with a £999 fee.
• Geographical restrictions amended.
• 3 year discounted product 75% LTV with a £500 fee has been reduced from 3.45% to 3.24%.

Nottingham Building Society:

• have re-priced their products and decreased their maximum age to 70 years and limited interest only LTV to 80%

Direct Products

Chelsea Building Society:

• have introduced a set of fixed rates at 80%ltv starting from 4.44%

CO-Operative Bank:

• Tracker product end dates extended to May.

Market Harborough Building Society:

• New 2 year fixed rate 3.5% up to 75% LTV

Norwich & Peterborough:

• SVR increased by 0.5% to 5.35%

Yorkshire Building Society:

• 4 x New Direct products launched for the Yorkshire Building Society:
• 2 year fixed rate at 3.29%
• 2 year Offset fixed rate at 3.39%
• 2 year BoE rate tracker @ 2.49% (BoE +1.99%)
• 2 year Offset BoE rate tracker @ 2.59% (BoE +2.09%)